Cashback: getting part of the losses back

Cashback returns a share of what an account lost over a period. It sounds like the simplest promotion there is, and in many cases it is. Still, two cashback offers with the same percentage can be worth very different amounts, because they calculate losses differently and pay the return in different forms. This guide explains the parts to read. The actual Savaspin cashback rules, where offered, are listed in the account, so check the promotion terms in your account before counting on a return.

How losses are calculated

Most cashback is based on net losses: deposits minus withdrawals and remaining balance over the period, or stakes minus wins on eligible games. Some offers exclude bonus play, so only cash stakes count. If an account deposited 200 units, withdrew nothing and ended the week with 50 units, the net loss is 150 units, and cashback of 10 percent would return 15 units (illustrative example, not a Savaspin condition).

DetailVariant AVariant B
BaseNet lossesStakes on selected games
Paid asCashBonus money with wagering
PeriodWeeklyDaily or monthly
GamesAllOnly some categories

Cash versus bonus-money cashback

Cash cashback can be withdrawn or played freely. Bonus-money cashback carries wagering, a bet cap and a deadline like any other bonus. A return paid as bonus money with wagering of 5 times on 15 units means 75 units of stakes before it becomes withdrawable (illustrative example, not a Savaspin condition). That may be fine, but it is a different product from a cash return of the same size.

Periods, claiming and expiry

Cashback is usually calculated at the end of a fixed period and credited afterwards. Some offers credit it automatically, others require you to claim it within a window. Unclaimed cashback can expire. Note the day and time the period resets, because a session that runs across the reset can fall into two periods.

Which games count

Cashback offers can be limited to slots, to live casino or to sports bets. Losses on excluded games simply do not count. If you play several categories, the return may be smaller than you expect. The terms also sometimes exclude losses made while another bonus was active.

Cashback and other bonuses together

An account with an active deposit bonus may not be eligible for cashback on the same period, or the losses made with bonus money may be removed from the calculation. Read the clause on combining offers in the bonus terms guide. VIP levels often improve cashback rates, which is explained in the VIP programme guide.

A healthy way to see cashback

Cashback reduces the cost of losing; it does not turn losses into wins. It should never be a reason to keep playing to «earn» a larger return. If you notice that thought, a time-out or a deposit limit from the responsible gambling page is the better tool.

Frequently asked questions

Is cashback paid in cash?
It depends on the offer. Some cashback is paid as cash, other offers pay it as bonus money with wagering. The promotion terms say which.
Are net losses and stakes the same thing?
No. Net losses look at what was lost over the period, while a stake-based model looks at turnover. The base changes the size of the return.
Do I need to claim cashback?
Some offers credit it automatically and others need a claim within a window. Unclaimed cashback can expire.
Does cashback apply to every game?
Not always. Offers can be limited to slots, live games or betting, and losses on excluded games do not count.

Other bonus guides

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